Privacy Policy

• Introduction

  This Privacy Policy explains how we collect, use, store, and protect your personal and financial data when you use our software, MTD 4 Income Tax, in compliance with UK General Data Protection Regulation (UK GDPR) and HMRC requirements for Making Tax Digital (MTD).

  By using our software, you agree to this policy.

• What Information We Collect

  We do not collect any of your Personal or Financial Data. We only store your email and encrypted password to allow you to log on into our system.

  When we need access to your Personal or Financial Data, the software redirects to the HMRC Portal, where you insert your Credentials and allow the software to access your HMRC Data. then HMRC returns a token which will be saved encrypted in your device. This token is used by the software to access your HMRC Data. Your Data are saved only your Device and can be deleted at any time.

• How We Use Your Data

  The Data you insert in the software, for example for maintain digital records or to submit quarterly updates, are only saved in your device and, on request, are sent to the HMRC Portal. Our system does not store or process any of this Data.

• Lawful Basis for Processing

  Our lawful basis under UK GDPR is:

  • Legal obligation: To comply with HMRC’s MTD regulations.
  • Contract: To provide services as described in our software agreement.
  • Consent: Where required for optional features (e.g. email reminders).

• Data Sharing

  We only share your data with HMRC via secure APIs.

• Data Retention

  Our system does not retain any of your Personal or Financial Data. We only store in the server your email, password and national insurance number (encrypted) to allow the login. The only data stored in your device is the digital records and can be exported or deleted at any time.

• Your Rights

  You have the right to delete your data, restrict processing and withdraw consent at any time.

• Security

  We use industry-standard encryption, authentication, and access controls to protect your data. All communications with HMRC use secure, HMRC-approved channels.

• Cookies

  If applicable, our platform may use cookies to enhance user experience. You will be informed upon login and have the option to manage preferences.

• Changes to This Policy

  We may update this Privacy Policy from time to time. We will notify you of material changes via email or in-app alerts.

Contact Us

For questions or data access requests, please contact:

Email: support@mtd4incometax.co.uk